If you’re buying your first home, you’ve probably heard “title company” mentioned more than once and nodded along. You’re not alone. Most buyers don’t know exactly what we do until closing day. Here’s the short version: we make sure the home you’re buying is really yours, free and clear, and that everyone’s money ends up in the right place.

1. We research the property’s history (the title search)

Before you buy, we dig through public records to confirm that the seller actually owns the property and has the right to sell it. We look for anything that could cloud your ownership, like unpaid property taxes, contractor liens, old mortgages that were never released, judgments against the seller, or easements you should know about. If we find a problem, we work to clear it before closing so it doesn’t become your problem later.

2. We protect you with title insurance

Even the most careful search can miss something, like a forged signature decades ago or a long-lost heir who surfaces with a claim. Title insurance protects against those hidden issues. There are two kinds:

• Lender’s policy: usually required if you’re getting a mortgage, and it protects the bank’s investment.
• Owner’s policy: protects you and your equity for as long as you own the home.

Unlike most insurance, title insurance is a one-time premium paid at closing, not a monthly bill.

3. We act as the neutral middleman (escrow)

Buying a home involves a lot of money moving between a lot of people: buyer, seller, lenders, agents, and sometimes HOAs or contractors. As the escrow agent, we hold funds and documents securely and release them only when every condition of the sale has been met. That way nobody has to simply trust that the other side will follow through.

4. We prepare the paperwork and run the closing

We put together the settlement statement showing every dollar in and out, coordinate with your lender and agent, and prepare documents like the warranty deed that transfers ownership. On closing day, we walk you through what you’re signing and why, and we answer questions without making you feel like you should already know.

5. We record everything and pay everyone

After signing, we record the deed with the county so your ownership is official, pay off the seller’s old loan, and disburse funds to everyone who’s owed. Then you get the keys.

Why it matters who you choose

Your title company touches almost every part of your closing. A responsive, organized team can be the difference between a smooth, on-time closing and a stressful last-minute scramble. At Infinity Title, “Excellence Accelerated” isn’t just a motto. It’s our promise to get every detail right and get you to closing day faster.